Arsenal face Cardiff on Tuesday night when the Welsh side will be playing their first match since the disappearance of Emiliano Sala.Sala and pilot David Ibbotson went missing last week and Warnock says that some players have been affected more than others, which he will take into consideration when picking his team.Cardiff fans will be reportedly giving out daffodil badges to Arsenal fans before the game and plan to reveal a large banner of Sala in the away end.Arsenal Injuries Hector Bellerin (knee), Rob Holding (knee) and Danny Welbeck (ankle) are all unavailable for the fixture.Henrikh Mkhitaryan is slowly being reintegrated into training following a broken metatarsal, but Sokratis Papastathopoulos is ruled out for at least two to three weeks with an ankle injury. Article continues below Editors’ Picks ‘There is no creativity’ – Can Solskjaer get Man Utd scoring freely again? ‘Everyone legged it on to the pitch!’ – How Foden went from Man City superfan to future superstar Emery out of jail – for now – as brilliant Pepe papers over Arsenal’s cracks What is Manchester United’s ownership situation and how would Kevin Glazer’s sale of shares affect the club? Laurent Koscielny has bruising and soft tissue swelling to his face and jaw and is unlikely to be risked.Arsenal Suspensions Arsenal have no suspended players for this match. Possible Arsenal Starting Line-UpUnai Emery faces a selection headache in defence with Sokratis and Koscielny both out, meaning Nacho Monreal looks set to partner Shkodran Mustafi at centre-back.Konstantinos Mavropanos also remains an option at centre-back but it remains to be seen whether Emery will start the 21-year-old who only recently returned from injury.In attack, Mesut Ozil could come back in the no.10 role while Alexandre Lacazette and Pierre-Emerick Aubameyang are probably starters up front.Cardiff Team News Cardiff manager Neil Warnock faces a decision over which players are in the right frame of mind to play following the tragic disappearance of Emiliano Sala.Sean Morrison is sidelined following an appendicitis operation.TV Coverage & Kick-Off Time The game will not be shown live in the UK and kicks off at 7:45pm GMT (2:45pm ET). It will be available to be watched live on television in the US with NBC Sports Gold.Best Opta Match Facts Arsenal have won all three of their Premier League meetings with Cardiff, scoring eight goals and conceding two. Arsenal are unbeaten in 11 home league games (W9 D2), winning the last five in a row. Only Liverpool (32) are on a longer current such run in the Premier League. Cardiff boss Neil Warnock’s three top-flight visits to Arsenal have all ended in defeat, all with different teams in different decades – October 1991 with Notts County (0-2), September 2006 with Sheffield United (0-3) and December 2011 with QPR (0-1). Arsenal duo Pierre-Emerick Aubameyang and Alexandre Lacazette have each scored four Premier League goals against promoted sides this season – no player has scored more so far this term (Harry Kane also four). Arsenal are unbeaten in their last 23 home Premier League games against promoted sides (W20 D3), since a 0-1 loss against Newcastle in November 2010. They’ve conceded just 11 goals in that run, keeping 14 clean sheets in the process. Cardiff have lost their other two Premier League games played on a Tuesday this season, also against London clubs (1-3 vs West Ham, 0-3 vs Tottenham). Check out Goal’s Premier League 2019-20 fantasy football podcast for game tips, debate and rivalries.
TORONTO — During his three-year tenure as a financial analyst at one of Canada’s biggest banks, Devon Wright never once used his company health plan.[np_storybar title=”The key to getting more money when your boss won’t give you a raise” link=”https://business.financialpost.com/personal-finance/retirement/the-key-to-getting-more-money-when-your-boss-wont-give-you-a-raise”%5DThe bump in compensation is easily obtainable by claiming all of your benefits — especially a company pension plan — something millions of Canadians won’t do this year, leaving billions of dollars on the table.Continue reading. [/np_storybar]“There was just nothing there that was of any interest to me,” says Wright, 28.So, when Wright quit his job in 2012 to launch technology company Turnstyle Solutions, he decided to create a benefits package tailored to his needs.Turnstyle is one example of how Canadian companies are tweaking their health plans in order to appeal to a new generation of employees in the coming years. PwC predicts that millennials — who it defined as people born between 1980 and 2000 — will comprise 50 per cent of the global workforce by 2020.In addition to the standard drug and dental benefits, Turnstyle covers naturopathic medicine, mental health counselling and provides employees with a fitness subsidy that they can spend on anything from a gym membership to yoga classes to participation in an Ultimate Frisbee league.The Toronto-based startup also offers free, healthy meals several times a week — a major perk for 23-year-old Sam Hillman.“Some mornings we have soup, or avocados and eggs,” says Hillman, an account director with the company’s sales team.“This emphasis on living a healthy lifestyle really shows the company’s commitment to me as a holistic individual, and not just a Turnstyle employee.”Life insurance companies such as Sun Life Financial and Manulife Financial say a growing number of employers have been looking to implement corporate wellness programs in recent years, partly in response to the desires of millennial workers.Wellness programs include services such as smoking cessation, on-site flu shots and biometric screening, which measures characteristics including blood pressure, body mass index and cholesterol to track employee health.Fulfillment equals productivity for millennials at workWhat millennials really want from employersPreventative health care has become increasingly popular as employers have come to realize how it can benefit not only the individual but the company. Healthy workers are more productive, miss fewer days of work due to illness and are less likely to request costly drugs later down the road.“We’re trying to respond to what millennials are looking for, but there are also benefits to the organization for doing these things,” says Joy Sloane, a partner in the Toronto health and benefits consulting practice at human resources firm Morneau Shepell.Insurers have also started using wearable fitness trackers and incentive programs that reward customers for practising healthy behaviours, such as undergoing annual checkups or regularly hitting the gym.Manulife, which launched an incentive program south of the border last year, announced on Tuesday it will bring it to Canada this year.Flexible plans, such as health spending accounts, are also on the rise as employers look to recruit and retain young workers.“The millennial generation is looking for different things than their parents had in terms of benefits plans,” says Lori Casselman, assistant vice-president of integrated health solutions at Sun Life Financial.Millennials place a much greater priority on mental health services, such as counselling and support groups, than their predecessors did, according to insurers.“Mental health is now recognized as being one of the key factors in absenteeism and lost productivity, as well as drug claims and long-term disability,” says Lisa Callaghan, assistant vice-president of products for Manulife’s group benefits division.“Mental health not only impacts the individuals, but also impacts the team, the environment and the culture, and for those reasons it is becoming more culturally accepted to have those conversations.”While much of the change to corporate health plans is being fuelled by millennials entering the workforce, Sloane says it isn’t just young workers who reap the rewards of such changes.“Although it’s being targeted at the millennials, I think it’s really beneficial for the whole working population,” she says.