16SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr The kids are growing up. As those in the next generation – Gen Z – move toward adulthood, they’re doing things their own way, including how they manage and move money. To address their unique experiences and preferences, financial institutions will need to take a fresh look at services and strategies.Who is Gen Z? Born after 2000, this generation’s outlook and sense of security have been affected by the aftermath of 9/11 and the financial crisis. Compared to millennials, they’ll likely face even greater challenges as they move into adulthood, including soaring housing costs and stagnant wages. As the first true digital natives, they’ve grown up connected to smartphones and social media, are well versed in digital technology and accustomed to a continual flow of information – all factors that will influence how and where they bank.New research from Raddon, a Fiserv company, reveals several counterintuitive findings on the financial behaviors and preferences of this generation. It shows 44 percent of Gen Z anticipate supplementing traditional banking services with solutions from technology companies. However, 34 percent express a preference for interacting face to face at a bank or credit union, banking much like their grandparents. The study, Generation Z: The Kids Are All Right, was based on a survey of more than 2,500 high school students ages 16 to 18. continue reading »
The Dutchman has led Saints to second place in the Barclays Premier League after replacing Mauricio Pochettino over the summer, with a number of his recruits already starting to make names for themselves in the division. Graziano Pelle was brought in from Koeman’s former club Feyernoord and, as well as scoring on his Italy debut, he has notched six league goals and picked up the player of the month award for September. Dusan Tadic has arguably had an even better start, with the Serbia winger up for the October award having starred in the 8-0 demolition of Sunderland. Leicester are the visitors to the south coast on Saturday before a tough run of fixtures that will see Koeman’s side face Man City, Arsenal and Manchester United in the space of eight days. Reigning champions City are currently third in the table with runaway leaders Chelsea looking almost unstoppable, but Koeman believes his Southampton charges could deal blows to either side’s title hopes, even if Saints cannot last the pace to challenge for the crown. “I think it is a two-team race because I still believe that City and Chelsea are stronger over the whole season,” he said. “In one game I think we can beat them but over the whole season normally they are much stronger than us. “We know our situation and we know our ambitions but we live game by game, and it is not important and not necessary to look more forward because, in my opinion, that is not the best way to be successful. “Of course we would like to continue in the good direction the club has been going in the last three or four years. The next step is playing in Europe, we know that. “It is a dream for the club and a dream for the fans. We have to do it but I have confidence that we can reach that.” Ronald Koeman believes his Southampton side has the beating of Chelsea and Manchester City – but only over 90 minutes and not the course of a season. Press Association The Foxes travel to St Mary’s having lost four of their last five matches and without a win since their famous 5-3 victory over Man United. But, with a stern test to come in the run-in to Christmas, Koeman believes Nigel Pearson’s men will still prove a threat. “We know our schedule for the month of December and the end of November and we will have a tough week at the start of December, but we look forward to that,” he said. “It gives us the possibilities to play well and see what we can do against the big ones, but the first one we have to play is this weekend against Leicester and maybe that is more difficult than playing Man City.” Other than long-term injury absentee Jay Rodriguez, Koeman has a fully-fit squad at his disposal for the weekend and the former Barcelona midfielder believes current form, which has seen Southampton win 10 of their last 11 fixtures in all competitions, is key as no player wants to miss out on such a run. “The team and the players are still in good shape, we don’t have injuries. The team is fit and full of confidence,” said Koeman. “We had a good pre-season, that is important, and we have time between the weekends to do training sessions because we don’t play European football. “We are winning, that is the most important motivation to be in a good shape in a physical way because it is easier to keep going.”
• Photos: Clippers beat Spurs in San Antonio to even seriesCoach Doc Rivers never doubted his team’s mettle, their embarrassing Game 3 loss notwithstanding.“I already believed in it, though, to be honest,” he said. “The other night, we just lost by a lot of points. Our guys knew that. It still counted as a loss. I just thought our guys really just said, ‘All right, we didn’t play well, let us just lace them back up and see what happens.’”J.J. Redick said Saturday the team needed to play with a sense of desperation. He’s satisfied that happened.“Yes, we did,” he said. “I could sense it right away. Just the different feeling in the first five minutes. I thought Friday night, we were very passive and kind of allowed them to do just whatever they wanted to do. And we got down 25-13. Tonight, we were the aggressive team from the start.” SAN ANTONIO >> There was a lot of talk about the Clippers and their perceived lack of mental toughness after the San Antonio Spurs demolished them by 27 points in Game 3 of their playoff series Friday.That talk is gone, certainly for now.The Clippers roared back in very impressive fashion Sunday, taking Game 4 by a 114-105 count before 18,581 bummed-out fans at AT&T Center.The series is tied 2-2. Game 5 is Tuesday at Staples Center. Newsroom GuidelinesNews TipsContact UsReport an Error The Clippers led 51-47 at the break Sunday, 81-76 after three quarters before building 106-92 lead on a 3-pointer by Redick with 3:29 to play in the game.• Bonsignore: Win a step in the right direction for franchiseThe Clippers withstood one last run by the Spurs, who cut that lead to eight points on two 3-point baskets by Game 3 star Kawhi Leonard. But a dunk by DeAndre Jordan with 1:11 to play gave the Clippers a 110-100 lead, all but sealing San Antonio’s fate.There were many stars. Chris Paul scored 34 points and doled out seven assists. Blake Griffin was an absolute beast, with 20 points, 19 rebounds and seven assists. Redick found his rhythm and came through with 17 points.Two reserves were phenomenal. Austin Rivers, son of Doc, scored 16 points while making 7 of 8 from the field. He also played stout defense in 17 minutes. Jamal Crawford rebounded from a horrible Game 3 and scored 15 points.Leonard led the Spurs with 26 points, Tim Duncan scored 22 and grabbed 14 rebounds, Tony Parker scored 18, and Manu Ginobili and Boris Diaw had 10 apiece. But Danny Green was scoreless on 0-of-6 shooting from the field, as was Tiago Splitter (0 of 5).The Clippers shot a robust 53.6 percent after shooting a miserable 34.1 percent Friday. The Spurs shot 44 percent.• More Clippers: Austin Rivers sparks Game 4 victoryDuncan, the Spurs’ future Hall of Fame power forward, praised the Clippers.“They were a lot more consistent than we were throughout the game,” said Duncan, who fouled out late. “You can blame it on whatever you want, a lack of focus or whatever else. I thought we were competing and I thought we were there. We just couldn’t make stops in a row.“There were just big plays from Chris and Jamal and, obviously, Blake played great,” he said.Paul, who shot 11 of 19 and made all 10 of his free throws, said Doc Rivers really let them have it during a two-hour film session Saturday at the team hotel.“Doc pretty much went at all of us,” Paul said, “and told us what we didn’t do (in Game 3). He told us that when it comes to the playoffs, it’s the players’ time. We tried to come out aggressive on both ends.”Griffin loved every bit of this huge victory, especially on the heels of Friday’s fiasco.“It’s very satisfying,” he said. “It’s kind of like the thing we always talk about — it’s 2-2 now. We still have two games to win, so we can’t hang our hats on that.“At the same time, I’m really proud with how our guys responded.”The reverse could be said about how Spurs coach Gregg Popovich felt after the game.“I think, in general, we lacked a lot of discipline,” he said. “We didn’t execute sharply enough in what we wanted to do strategy-wise or just in general basketball play.”On to Game 5.
Energy efficiency advocate Mike Rogers died on December 18, 2018. Rogers was best known for his work establishing the Home Performance With Energy Star program.I first met Rogers in 2003, when I interviewed him for an article in Energy Design Update. Like me, Rogers lived in Vermont. Every few years, we’d bump into each other at a conference, and once we encountered each other by chance on a hiking trail. (We were both climbing Camel’s Hump at the time.)Rogers was a leader in our industry, and an all-around good guy. He died too young, the victim of a rare and aggressive form of cancer. We’ll miss him.Anyone interested is reading more about Rogers’s remarkable life should read his obituary in the online version of Seven Days.
In general, if you have have a family desktop PC, a tablet can supplement that well. In fact, iPads seem to be all the rage in secondary schools these days. That may make Apple’s tablet look like the obvious choice, and if there’s a hardware mandate, then it clearly is. But if cost matters, consider an Android tablet. Options like the stylus-enabled Samsung Galaxy Note 8 and Google’s Nexus 7 have lower price tags, deliver excellent screen resolution and offer plenty of educational apps. For eBooks and streaming or Web browsing, an Amazon Kindle Fire HD is a bargain option. If your student lacks a full-fledged computer, a laptop is the savvy choice for the portability. For seniors, invest in an ultrabook like a Macbook Air or Lenovo IdeaPad Yoga 13. Although they’re more expensive, these are lightweight devices that he or she can take to college—and schlep between dorms and numerous far-flung university classes—next year. Juniors and younger students, for whom the load may not matter as much, less expensive offerings like the Dell Latitude 3330 will work well. This model features a fine-tuned touchpad and curved keyboard, but goes for roughly half the price of an advanced ultrabook. As for smartphones, they may seem like a social tool more than a study aid, but consider this: A high schooler’s academic success can also hinge on peer communication. Not only can they look up important class info or research at will, but smartphones also help them stay organized on the fly and connect easily with tutors, research buddies and study groups. Some kids may need parental guidance or oversight, but this could be an educational opportunity. After all, learning how to manage technology use during these formative years could be an important life lesson.At this point, Android and iOS—the two dominant platforms—have both developed into mature eco-systems with robust app stores. So the handset or even platform choice may not matter as much as the calling, texting or data plans that go with them. The best option: For heavy texters or data users, you’ll want unlimited plans. Or, for an affordable option, consider a phone on a prepaid plan. Your teen could even take partial or full responsibility for funding it. Smart Apps For Smart StudentsWhen it comes to hardware, there are plenty of deals this time of year. To go along with them, there are plenty of apps that can help that student graduate to academic rock star. Flash Cards: Flashcards by Brainscape (iOS) and AnkiDroid Flashcards (Android) let students easily quiz themselves on a variety of topic and course material. Calculator: PocketCAS Lite (iOS) and Graphing Calculator (Android) offer calculator for advanced mathematics classes. Homework Planner: Studious (iOS and Android) organizes big exams, homework and project deadlines. The app offers alerts for events, and when classes are in session, even silences the phone.Study guide: Some kids may use SparkNotes (iOS and Android) summaries so they can skip reading assignments, but they also provide very handy study guides for class material. The developer also offers SparkNotes Test Prep for SAT and ACT.Biology: Frog dissection is a quintessential experience for high school biology classes. With the Froguts app (iOS and Android) virtual frog dissection, students can benefit from interactive 3-D anatomical simulations, audio and text cues that boost comprehension.Although schools with splashy tech-forward programs get headlines these days, the truth is, plenty of high schools still depend on traditional textbook education. But even in these environments, consumer technology offers teenagers an advantage, one that extends beyond academics.Call it a glimpse of the future, but society will only become more connected as time goes on. Familiarizing today’s students with the technologies they might advance in the future can help prepare them for the real world. And, in turn, it gives the world its best chance at welcoming its future visionaries. Lead image courtesy of Shutterstock. Table image courtesy Allison Hare cc. adriana lee This is a post in Back To School, an ongoing series where ReadWrite covers technology trends in education for parents and educators.Never before have teens been so tech-driven, and educators desperate to connect with them have noticed. What’s more, they’re responding. Creative learning formats and tablet-based curricula have been picking up steam in high schools across the country.The challenge for parents, particularly those who have struggled to balance the kids’ tech usage at home, is equipping them with the right tools for school. So now, as the fall semester gets underway, let’s take a look at what high school students need to succeed in this changing educational landscape.High Schools Are Growing UpLast month, the Federal Communications Commission voted to make changes to a funding program, granting $2.3 billion so schools and libraries can update telecommunications and equipment. It will take time before that takes shape, but it’s a sign that yesterday’s schools are gearing up for today’s technologies. In fact, the whole notion of “classroom” is undergoing a metamorphosis. One educational tech trend taking hold is the flipped classroom, where pupils stream multimedia lectures at home and do what used to be “homework” in school among tutors and peers.One of the most well-known programs comes from the Google-backed Khan Academy, a non-profit educational site that offers online learning via streaming videos. The academy, which started with a pilot project in Los Altos, Calif., now extends to more than 30,000 classrooms all over the globe. Another major movement revolves around iPads. Tablet-based learning may not be ubiquitous yet, but they have been attracting attention among an increasing number of teachers and administrators, and last year, tablets trumped laptops among high school students. Meanwhile, in places like Las Vegas’ Clark County and other school districts, BYOD (“bring your own device”) strategies gain popularity. Of course, not all schools have tech initiatives, but for those that do, mere backpacks, notebooks and pencils won’t cut it. And even for those that don’t, there are still some key tools that can give teens a leg up in class. The Lowdown On Tech for High SchoolClasses, schools and school districts vary. Some schools focus on laptops, while others require tablets. It’s important to find out if there are any hardware requirements before making any purchasing decisions. A Web Developer’s New Best Friend is the AI Wai… Tags:#Back To School#education#laptops#mobile#tablet Related Posts Top Reasons to Go With Managed WordPress Hosting Why Tech Companies Need Simpler Terms of Servic… 8 Best WordPress Hosting Solutions on the Market
For the complete collegiate sports coverage including scores, schedules and stories, visit Inquirer Varsity. Japan ex-PM Nakasone who boosted ties with US dies at 101 Photo by Tristan Tamayo/ INQUIRER.netEven with San Beda nearing another title after a Game 1 win, coach Boyet Fernandez refused to shed the underdog tag for his team.The Red Lions dealt Lyceum its first loss of NCAA Season 93, 94-87, and could wrap up the championship series next Thursday.ADVERTISEMENT MOST READ Read Next LATEST STORIES Typhoon Kammuri accelerates, gains strength en route to PH “We only won one game and we haven’t won a championship yet. So we’re still the underdog,” said Fernandez. “They beat us twice and they’re still the best. If you total it, they’re 18-1 and we’re 17-2. So they’re still the favorites for this.”What Fernandez won’t take away from his boys, though, is the way they fought from behind and pulled away the victory.FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSSEA Games: Philippines picks up 1st win in men’s water poloSPORTSMalditas save PH from shutoutSan Beda saw itself down, 62-45 early in the third quarter before Robert Bolick and Donald Tankoua buckled down to work and got their team back in the game, setting up the close finish in the fourth period.“I just give credit to my players today. We’re down by more than 12 points and they never gave up,” he said, applauding how hard the Red Lions worked to put the first dent in the Pirates’ armor. Nguyen knocks out Folayang for ONE lightweight title CPP denies ‘Ka Diego’ arrest caused ‘mass panic’ among S. Tagalog NPA QC cops nab robbery gang leader, cohort Brace for potentially devastating typhoon approaching PH – NDRRMC John Lloyd Cruz a dashing guest at Vhong Navarro’s wedding Kammuri turning to super typhoon less likely but possible — Pagasa More than anything, Fernandez is glad to show that his boys also have hearts as big as Lyceum’s in this title retention bid.“People said the heart of LPU is really big, I think the heart of my players are really big as well. So we just matched up on that.”However, with a chance to sweep the Finals series next Thursday, the multi-titled mentor acknowledged that San Beda must up the ante if it wants to close the series out on Game 2.“We’re happy to get this one because it’s my boys who really stepped up in this game. But we need more heart and energy and we have to match them. But it’s going to be our composure, especially the championship experience, which we have to bank on until the end.”ADVERTISEMENT Trending Articles PLAY LIST 00:50Trending Articles02:12San Beda, Lyceum early favorites ahead of NCAA Season 9303:46Lacson: PH lost about P161.5B tax revenue from big trading partners in 201701:37Protesters burn down Iran consulate in Najaf01:47Panelo casts doubts on Robredo’s drug war ‘discoveries’01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games Stronger peso trims PH debt value to P7.9 trillion Don’t miss out on the latest news and information. View comments
About the authorCarlos VolcanoShare the loveHave your say AC Milan captain Romagnoli: We believe we can beat Juventusby Carlos Volcano9 months agoSend to a friendShare the loveAC Milan captain Alessio Romagnoli insists they can handle facing Juventus in the Supercoppa.The match is being held in Saudi Arabia.”We have positive sensations, it’s a lovely atmosphere and wonderful to be here playing for an important trophy that can give a positive slant to our season,” said the captain in his Press conference.“We are ready and want to give our all in order to win the tournament. We have great respect for Juventus, who are undoubtedly the strongest side in Italy, but we believe in our capabilities too and know anything can happen in a knockout match.”
Arsenal boss Emery: Martinelli’s long-term position?by Paul Vegas22 days agoSend to a friendShare the loveGabriel Martinelli is set for more action with Arsenal tonight.Martinelli finds himself in line to feature for Arsenal tonight, when they host Standard Liege in the Europa League.Gunners head coach Unai Emery said: “He is with us because he deserves to be with us. Pre-season was his chance to show and to work with us and we are very, very happy with him. He is a very fast player and that is a quality that is very important. “He gives us good pressing without the ball, good pace in the final third, chances to score and he’s getting better. He is young but if his performances are getting better every day, it is good for him to carry on being with us.”On Martinelli’s long-term position, he added: “We used him in training and against Nottingham Forest as a striker.“It is not the best position for him but he played well and he played there sometimes in Brazil but he can play right or left.” About the authorPaul VegasShare the loveHave your say
APTN National NewsHuman remains discovered in northern Manitoba are believed to be those of a 14 year-old Aboriginal girl.While RCMP say they can’t confirm the identity of the body, sources say it is likely that of Heather Mallett.Mallet went missing from Wabowden, a Metis community about 600 kilometres north of Winnipeg.The body was discovered near the community.
21Dec Rep. Vaupel supports bills to expand skilled trade opportunities Categories: News,Vaupel News State Rep. Hank Vaupel, of Fowlerville, recently voted for a bipartisan five-bill package to enhance skilled trade education in Michigan’s public schools.“This is an opportunity to help our children beyond high school while they’re still in the classroom,” Vaupel said. “Our mid-Michigan school districts will have more course flexibility, improved access to experienced instructors and be able to work closely with local business owners. That will ultimately help our state’s students, while giving them better access to post-high school programs and help have more options as future professionals.”The legislation was developed from the recommendations of the Michigan Career Pathways Alliance, which includes state K-12 educators and local employment leaders working together to help strengthen Michigan’s future.The legislation:Creates a K-12 model program that emphasizes career learning and themes for each grade level, while focusing on engaging with parents, community businesses and industry interests;Provides continuing education and professional development credit for teachers who spend time engaging with local employers and professional trade centers;Allows proprietary schools, community colleges and skilled trade employers access – with parental consent – to high school pupil directory information for the purposes of recruitment and career opportunities; andPermits schools to more readily hire professional trade instructors to teach classes that align with their expertise.“We’ve got to develop students in the classroom while increasing their educational opportunities because that will prepare them for a successful life,” Vaupel said. “Michigan has many more career opportunities today than it did five years ago. If this legislation becomes state law then our students will be better prepared for five years from now.”House Bills 5139, 5140, 5141, 5142 and 5145 advance to the Senate for its consideration.#####